Financial Help for Disabled

According to the statistics, it is found that any American company hires about 15% of employees with disabilities, which are categorized in two groups. The first group includes the employees who identify themselves as differently abled because of a strong physical disability. Whereas the second group consists of those employees who are uncomfortable with disclosing their disability, even though they might have one. Registration can take between three-five business days or as long as two weeks if all steps are not completed in a timely manner. Register for grant opportunities now.Apply Today!!



However, both these groups are an important part of the company's workforce because of their capabilities, intelligence and productivity. However, many a time, they might face some discrimination from the other employees with respect to competition and speed, which is an extremely sensitive issue in our society. It is for each of us to understand, that we are not superior to any individual with a shortcoming. However, it is only human to provide support to those who have a disability if not help! In the paragraphs mentioned below, you will read about few ways you could support the employees with disabilities grants at the work, as that is the least we could do.

Supporting Employees with Disabilities at Work

Employees with a physical disability have all the required abilities for desk jobs, and thus should be put through the same recruitment process as others. However, there are instances where there is some sort of opposition that is created while recruiting them, which can be considered to be a very sensitive social issue. According to the rights given to the employees with disabilities, they are allowed to access the same training programs and growth opportunities as the rest of the employees, if their performance deserves it. To provide them with equal rights as others, we have mentioned a few points on how you can support employees with disabilities in the workplace. Read on and find out!

Don't Discriminate

The first rule for providing the required support to any coworker or employee with disabilities is to treat him/her just like any other normal individual. It is very important to speak to them in an ordinary tone, not stare at them, and socialize with them the same way you would with other employees. Even if you are giving them slightly more attention, a sober reaction to their presence is important, so that they do not feel like an outcast. Segregating them in training programs and while working is also not advised, as this gesture will only make them realize they are not welcome in the society. Treating them equally will boost their confidence and help them succeed in their work.

Provide Opportunities

A number of companies have annual appraisals and promotions depending on the performance of each employee. Employees with disabilities too are eligible for this promotion and should be granted all the necessary perks by evaluating their performance.Discrimination against people with disabilities in the workplace could be considered as a legal crime. Therefore, managements should not discriminate against them by contemplating their physical conditions, instead judge them on the basis of their hard work, experience and skills. They should be provided with equal growth and training opportunities in the fields they want to choose.

Support While Training

Employees with disabilities need special attention and guidance and thus training them could take some patience. While training them for certain services that they are expected to provide, it is important to keep in mind that they could get slow. Therefore, being patient with them, explaining things repetitively and not getting aggressive could be supportive of you as an employer or trainer. Working in a normal environment is already a challenge for them, thus making the workplace a comfortable one could prove to be helpful on your part.

Be a Mentor and Guide

Even though we think it is easy to be normal around employees with disabilities, you cannot ignore their disability. This leads to making these individuals feel awkward, and thus they tend to become loners and appreciate being left alone. However, this is a very unhealthy practice as they require more attention, care, and support than other employees. Building a comfort zone around them, inquiring about their needs, showing concern and affection, and sharing your meals, would surely make them feel one of you. Being a guide and mentor to them and solving their problems, will help them trust you and not give them a feeling of loneliness.

These tips about supporting employees with disability in the workplace, would surely help you be a better person around these people and treat such employees equally. On a more informal note, I would like to say that the only reason we are lucky is, so that we could help the people who aren't. So, make the most of your abilities to support someone in need.
By Source - buzzle.com


Wednesday, 6 June 2012

How Disabled Student Assessment Can Determine

How Disabled Student Assessment Can Determine 

In the UK, there is the Disabled Students Allowance or DSA that the government grants to students with disabilities. This is a program for students in higher education. Handicapped students will have to go through a disabled student assessment before they can benefit from this program. Benefits of this program include financial and equipment support for students who have mental, physical, or learning disabilities.

This program was established by the Department for Education and Skills (DfES) in the United Kingdom. It is meant to help students with disabilities cope with learning in an environment that is challenging to them. Financial and equipment support is given if a student passes the assessment procedure. This program is available to students in England and Wales. Northern Ireland and Scotland have a similar program.

Students with disabilities or learning difficulties such as dyslexia can also benefit from financial aid that is meant to be used to cover additional expenses.

These additional requirements can take the form of equipment, sign language translator, or a civilian helper. It is also meant to serve as a general allowance to be used where the student feels it is necessary to enable them to study well.

The allowance is intended to help students learn on an equal basis with fellow students who do not have physical or learning disabilities. A postgraduate, full-time, or part-time student can benefit from this aid. Sometimes travel expenses for disabled students can also be covered by this program. Equipment aid can take the form of ergonomic gadgets, computer software programs, or recorders.

When it comes to non-medical aid or human support such as sign language or note taking, an allowance is provided to pay for the services of these people. Other needs such as internet connection, reading materials, school supplies and even photocopying can also be covered under this program. Proof of disability will have to be provided to avail of these benefits.

A student also has to pass an evaluation or assessment from a DSA assessment office. His eligibility and the amount of assistance to be received may also depend on his type of disability. A written statement or record from a medical doctor or educational psychologist will also be required as part of the application and evaluation. All these will be submitted to the funding body for evaluation.

Applicants must be over the age of 16 and ready to enroll in college or higher learning courses. Additional requests for laptops or special software program may be approved for special cases concerning learning disabilities such as dyslexia. If you are interested in applying for disability assistance, your school should be able to get you in touch with the appropriate personnel or with a representative of the DSA.

You will be given an application form which you will submit with other requirements such as your medical records or proof of disability from your doctor. After your application is reviewed, the funding body will either approve or reject the next step which is a disabled student assessment at an accredited centre. The assessment will evaluate the amount of DSA financial assistance you actually need.

Visit to:http://disabilitiesgrants.blogspot.com/


Source:http://student.ezinemark.com/how-disabled-student-assessment-can-determine-how-much-funds-you-need-7d36098af5e7.html


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Tuesday, 5 June 2012

Housing Grants for Women

Housing Grants for Women


Housing grants are a blessing for women who have to face the formidable task of caring for their family all by themselves. Poverty, lack of education, disabilities and poor employment prospects make it difficult for women and single mothers to tide over hard times. Thankfully, the government provides housing grants for women to help them find decent accommodation without them having to overextend their budget. Housing grants for women are as follows:

Housing Grants for Women

While discussing housing grants for disabled women, and housing grants for single women who live below the Federal Poverty Guidelines, one must bear in mind that the Federal Govt. does not provide personal grants to individuals. The govt. disburses the grant money to state governments and non-profits, who in turn use the funds to provide financial assistance to women. The government provides housing assistance for low income families. Single women, whose gross annual household income is less than 80% of the median income of the county where they are residing, are eligible for rental and housing assistance.

Housing Choice Voucher Program
The Federal Government's Housing Choice Voucher Program is meant for low-income households who would like to choose their own accommodation. This program helps women look for single-family homes or townhouses of their choice and use the voucher to pay for all or part of the rent. The vouchers, that are disbursed by public housing agencies (PHAs), may also be used to buy a home provided the house meets the PHA stamp of approval.

Private Subsidized Homes
The US Department of Housing and Urban Development (HUD) provides rental assistance to low income families and people with disabilities, by allowing them the option of staying in privately owned subsidized houses. Property owners, who own and operate these homes, are eligible to receive subsidies from the govt. so that they can provide subsidized apartments to low-income families. In case of privately owned subsidized homes, both for-profit and non-profit entities are eligible to receive subsidies. People interested in subsidized private apartments and townhouses should contact the respective property managers for further details.

Public Housing
The HUD also indirectly maintains public housing units by administering Federal aid to local housing agencies (HAs). These public housing units include both single family dwellings as well as condominiums. At present there are nearly 1.2 million households that are living in public housing units managed by 3,300 HAs. In addition to financial assistance, the HUD also provides technical support to the PHAs for planning, developing and managing public dwellings. Since, public housing agencies are in charge of public housing and housing choice vouchers, women should contact the PHAs for further details regarding the same.

Shelter Plus Care Program
Housing grants for disabled women are meant to provide housing and supportive services on a long-term basis for homeless persons with disabilities. The US Department of Housing and Urban Development (HUD) sponsors the Shelter Plus Care Program that is designed to provide long-term housing and a wide range of supportive services to cater to the needs of the homeless. These services are designed for people with serious mental illness, chronic substance abuse problems, AIDS and related diseases, to ensure that people with the aforementioned disabilities do not reside in places unfit for human habitation. Disabled women, who are able to pay up to 30 percent of their monthly adjusted income for rent, are eligible for housing assistance under the Shelter Plus Care Program. 

In addition to the aforementioned housing grants for women, grants like Low Income Home Energy Assistance Program (LIHEAP) and Weatherization Assistance Program (WAP) that are Federally funded and implemented at the state, tribal, and insular area levels ensure that women whose annual household income is less than the stated minimum are not forced to spend a chunk of their income on energy bills and weatherization respectively.


Visit to: http://disabilitiesgrants.blogspot.com/


Source: http://www.buzzle.com/articles/housing-grants-for-women.html

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Sunday, 3 June 2012

Grants for Disabled kids

Grants for Disabled kids

Taking care of a disabled or special needs child can be a challenging task, especially when you have limited resources. Fortunately, there is a wide variety of grants, financing and loans to help fund handicap equipment such as wheelchair accessible vans for your baby, infant, toddler, child, or young teenager. If you are in need of some financial help for a handicap accessible van to improve the life of your disabled children, it can take time to find the right kind of grants and financial assistance. We help reduce your time in searching for grants and financial assistance that are tailored for your disabled kids and their needs.

Please Note: For answers to specific grant questions, contact the individual grant foundation. AMS Vans provides the Wheelchair Van Grant Directory as a complimentary service to assist as many people as we can, but we do not have more specific grant information than what is described here. Please contact the individual handicap van grant providers for complete assistance. To learn more about how to apply for wheelchair van grant funding to buy a handicap van or convert a pre-owned minivan, view "How to Apply for a Grant for Wheelchair Vans, Mobility Equipment, or Minivan Conversions."

Disabled Child Grant Resources
Disabled Children's Relief Fund (DCRF)
This funding resource provides disabled children with assistance to obtain wheelchairs, orthopedic braces, walkers, lifts, hearing aids, eyeglasses, medical equipment, physical therapy, and surgery.

Midwest Special Needs Trust (MSNT)
Provides trust services for children with disabilities.

The UnitedHealthcare Children's Foundation
A non-profit Section 501(c)(3) charity funded by contributions from UnitedHealth Group, UnitedHealthcare and its employees, as well as the generosity of individuals and corporations.

The M.O.R.G.A.N. Project
Small grants available for chronically ill children.

Easter Seals
This foundation helps disabled people and their families overcome obstacles on the road to independence and reach personal goals.

Administration for Children & Families
New funding opportunities are displayed on this website on an ongoing basis

President's Choice Children's Charity
This grant for kids is dedicated to helping children who are physically or developmentally challenged. The aim is to remove obstacles that make everyday living extremely difficult and to provide these young people with a renewed sense of dignity, independence, and freedom.

...

Your local Rotary Club
Often there are community funds set aside for individuals and families that need assistance. Stop by or call your a local rotary club with information about the needs of your disabled child and family. Often presenting this in handwritten form gets more attention.

Medicare/Medicaid
Sometimes provides assistance when it involves a child or children and other special circumstances.

Medicaid/Department of Human Services (DHS)
Children are screened often as part of the Early and Periodic, Screening, Diasnosis, and Treatement (EPSDT) program of Medicaid. Under the "rehabilitative services" people can receive handicap van or lift funding for the intention of obtaining their "best possible functional levels."

Finding child (or children) grants for funding wheelchair vans help you obtain mobility freedom. Disabled and special needs kids deserve the same freedom as adults, and with foundations designed to aid in the purchase of wheelchair van, you can get out to show them the world.

Not finding the funding that you need for your child? Look through our Mobility Finance page to find other funding resources for your disabled or special needs child.

Visit to: http://disabilitiesgrants.blogspot.com/


Source: http://www.amsvans.com/financing-handicap-vans/grants/disabled-child-grants-for-special-needs-children


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Saturday, 2 June 2012

Financial Help for Disabled

Financial Help for Disabled


Financial aid for people with disabilities is of prime importance, as it can help them live a good lifestyle and fulfill their daily needs. A person can suffer from disability or disabilities, which can be partial or permanent, at any time in his life. In case the condition is quite serious, then that person might not be able to work, as earlier, affecting his income. Considering this need, many governments around the world have come up with government grants as financial help for the differently abled. Let us know about them in the succeeding paragraphs.

Programs to Help People with Disabilities

There are many non-profit organizations which provide financial help for the differently abled without expecting anything in return. Some of these organizations are government controlled, while the rest are promoted by private business houses or wealthy and successful individuals. Every year, these organizations seek contributions from people all round the world, so that they can meet the requirements of people with disabilities. The positive thing is that the response they get from the public is phenomenal, hence, these institutions are functioning efficiently. They have their branches and zonal offices in almost all important cities and hence you can definitely consider contacting them, if you are desperately in need. Another thing to note is that financial help for people with disabilities is completely non-taxable.

Military service veterans can also benefit from the, financial help for the differently abled, programs by the government. Handicapped veterans can take advantage of specially planned housing programs to build their own homes. Severely injured war veterans who have suffered from burns can get full benefit of these housing grants. The U.S. Department of Veteran Affairs does the task of rating these veterans with disabilities by taking into consideration their medical history. The compensation, which is to be given to the veteran, will be decided on the basis of the number of dependents on the veteran. A scheme known as the patriot express loan can be useful for those veterans who have an interest in setting up their own businesses. The lending amount can be as high as five hundred thousand dollars, under this scheme. As compared to loans advanced to other people, the interest rates on such loans would be much less, making repayment much simple. Pension programs for the differently abled can also be greatly beneficial, due to consistent monthly inflow of money. Financial help for veterans has helped many to live life with dignity and pride.

The financial aid programs and help for people with disabilities do not end here. If you have been the differently abled for more than five months, then you can benefit from the Social Security Disability Insurance (SSDI). Special programs for women with disability can help them earn their livelihood as some institutions take up the responsibility of teaching some money-making jobs to them. Financial help for mothers with disabilities in the form of grants and scholarships helps them in bringing up their children in the right spirit. Disability insurance can be received by people of all age groups.

Hopefully, you are satisfied with this content on financial help for people with disabilities. So, if you are a person who needs help, then you should approach the government authorities without any inhibitions. Here, I would like to sign off by wishing you all the best in life and your general well-being!


 Visit to: http://disabilitiesgrants.blogspot.com/


Source: http://www.buzzle.com/articles/financial-help-for-disabled.html


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Monday, 28 May 2012

Government Progams For The Disabled

Financial Help For Disabled Americans


While most people spend a great deal of time working to succeed in their jobs and careers, few are setting back money in case of a future disability. Disability is something that can happen to anyone. If a person becomes disabled they can receive help from local and state agencies. Social Security is a government agency that can provide financial help.

If a persons disability is severe enough that it is preventing them from carrying out their job responsibilities they may be eligible for Social Security Disability Benefits or Supplemental Security Income. Both provide monthly cash benefits.
The local Department of Family Service can provide emergency food and medical assistance.

In the United States, approximately 50 million people have physical or mental disabilities or impairments that substantially limit major life activities. Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.

One misconception about Social Security Disability is that a persons application is always denied the first time. This is untrue, the Social Security Administration has no policy, formula, or regulation that automatically denies every first application for benefits.

If a claim is denied there is legal help available. Make sure to file an appeal immediately and contact an attorney that deals with disability claim denials.
Avoid any online agencies claiming to provide benefits to the disabled for a fee. Never pay money to receive benefits. This is a scam.

Although there are grants for the disabled few people are aware of them, and fewer know where to find them. Disabled individuals should contact the National Council of State Agencies to learn more about down payment housing grants that are available in each state.

Not every state offers down payment grant programs. For example, the Michigan State Housing Development Authority offers mortgage loan programs as well as closing cost and down payment assistance for low to moderately low income families. A neighboring state may not.

The Home Choice Down Payment Assistance Loan is given to disabled participants who fall below 80 percent of the area median income. This loan or grant will eliminate or reduce a client's down payment on a home.

The U.S. Department of Housing and Urban Development (HUD) federal housing program can help moderate or low-income families with disabilities to buy or rent a home. Section 8 offers subsidies for both renters and homeowners. Approved recipients will have help paying all or part of their monthly mortgage payment.


One in every three disabled Americans is living at or below the poverty level; some are homeless while others are living in horrible conditions. Disabled World is a caring organization that helps the disabled find government down payment grants and mortgage assistance programs.

Visit >>>http://disabilitiesgrants.blogspot.com/

Tag: government grant for the disabled, grant money for disable people, how to apply grant for disabled person, apply grant money for disabled

Source: Hubpages

Friday, 18 May 2012

Financial Help for Disabled

Uncle John is a senior citizen who is unable to walk because of a serious road accident few years ago. Initially, the accident was a setback for him, as he found it difficult to go back to work in a private firm. But, after consulting some of his friends and relatives, he came to know that there are many grants and allowances for senior citizens with disability. By applying to one such program, he got his help sanctioned. And today, he is enjoying his life, just as before, with a smile on his face.

Financial aid for people with disabilities is of prime importance, as it can help them live a good lifestyle and fulfill their daily needs. A person can suffer from disability or disabilities, which can be partial or permanent, at any time in his life. In case the condition is quite serious, then that person might not be able to work, as earlier, affecting his income. Considering this need, many governments around the world have come up with government grants as financial help for the differently abled. Let us know about them in the succeeding paragraphs.

Programs to Help People with Disabilities

There are many non-profit organizations which provide financial help for the differently abled without expecting anything in return. Some of these organizations are government controlled, while the rest are promoted by private business houses or wealthy and successful individuals. Every year, these organizations seek contributions from people all round the world, so that they can meet the requirements of people with disabilities. The positive thing is that the response they get from the public is phenomenal, hence, these institutions are functioning efficiently. They have their branches and zonal offices in almost all important cities and hence you can definitely consider contacting them, if you are desperately in need. Another thing to note is that financial help for people with disabilities is completely non-taxable.

Military service veterans can also benefit from the, financial help for the differently abled, programs by the government. Handicapped veterans can take advantage of specially planned housing programs to build their own homes. Severely injured war veterans who have suffered from burns can get full benefit of these housing grants. The U.S. Department of Veteran Affairs does the task of rating these veterans with disabilities by taking into consideration their medical history. The compensation, which is to be given to the veteran, will be decided on the basis of the number of dependents on the veteran. A scheme known as the patriot express loan can be useful for those veterans who have an interest in setting up their own businesses. The lending amount can be as high as five hundred thousand dollars, under this scheme. As compared to loans advanced to other people, the interest rates on such loans would be much less, making repayment much simple. Pension programs for the differently abled can also be greatly beneficial, due to consistent monthly inflow of money. Financial help for veterans has helped many to live life with dignity and pride.

The financial aid programs and help for people with disabilities do not end here. If you have been the differently abled for more than five months, then you can benefit from the Social Security Disability Insurance (SSDI). Special programs for women with disability can help them earn their livelihood as some institutions take up the responsibility of teaching some money-making jobs to them. Financial help for mothers with disabilities in the form of grants and scholarships helps them in bringing up their children in the right spirit. Disability insurance can be received by people of all age groups.

Hopefully, you are satisfied with this content on financial help for people with disabilities. So, if you are a person who needs help, then you should approach the government authorities without any inhibitions. Here, I would like to sign off by wishing you all the best in life and your general well-being!

Visit >>>http://disabilitiesgrants.blogspot.com/

Tag: financial help for disabled, grant money for disabled, grant disabled

Source: Buzzle.com By Charlie S

Wednesday, 18 January 2012

Financial Aid- How to pay for school

Financial Aid: How to pay for school

Pursuing a higher-education degree can be quite costly, and many students are unable to pay for full tuition and other expenses up-front. Fortunately, many resources exist to help you secure financial aid, thereby reducing the cost of your education and/or allowing you to pay for it over time.
Explore every opportunity for financial aid! This article primarily addresses federal aid programs, but you may also be able to get financial assistance from your state government, your school, or a private scholarship. You can also apply for private student loans from companies such as Sallie Mae or from your local bank.

Federal Student Financial Aid

The United States government provides need-based financial assistance through the Department of Education’s Office of Federal Student Aid. Federal student aid covers school expenses such as tuition and fees, room and board, books and supplies, and transportation. This aid can also help you pay for a computer and dependent childcare expenses.
There are three categories of federal student aid: grants, work-study, and loans.
Grants: A federal grant is an award of financial assistance from a federal agency to a recipient to carry out a public purpose of support or stimulation authorized by a law of the United States. Federal grants are not federal assistance or loans to individuals; they do not need to be repaid. Click here for a list of grant programs available for eligible students pursuing a postsecondary education. Grants.gov is another useful resource for locating grant opportunities.
Teach Grant Program: Through the College Cost Reduction and Access Act of 2007, Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program, which provides grants of up to $4,000 per year to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. Read more about the TEACH Grant Program, and contact the financial aid office at the college where you will be enrolled if you are interested in learning more.
Work-Study: This form of assistance provides jobs to undergraduate and graduate students, allowing them to earn money to pay for education expenses while enrolled in school. 
Loans: Loans are borrowed money that must be repaid with interest. Federal loan programs include Stafford loansPLUS loans, and Perkins loans.
To see if you are eligible for one of these categories, fill out the Free Application for Federal Student Aid.
Note: Not all schools participate in all federal student aid programs. Check with your school’s financial aid office to find out which programs you can qualify for.

Need help understanding financial terms? Check out the Federal Student Aid Glossary.

Source: cec.sped.org/Content/NavigationMenu/SpecialEdCareers/Financial_Aid_Specia.htm?from=tlcHome